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Thank you so much Terri! Nice to "meet" you! I have become a huge "fan" of this whole system and process and sooooo wish I'd know more about this 30 years ago!  As I write this the Teams emails are coming in and I'm going to get going and gather the info the Jerome is requesting (it won't take long as I have been looking forward to this day for a short while!) and Linus just informed me that my policy is now in force!  We look forward to meeting you all someday! I look forward to the day I'll be another success story w/ the money multiplier team soon!